Due to the economic crisis and the difficulty in finding a stable employment, access to the credit market has become a problem for most Italians. The official statistics confirm that ” the share of consumers requesting a loan is increasingly growing and […] those under 40 are among the main subjects of a loan” . Why choose a flexible loan ? In this guide we find out all the advantages deriving from the subscription of the loans offered by Bank.
Flexible loan: what are the characteristics of the product?
One of the credit products most requested by customers is the flexible loan : this is a “dynamic” loan designed to adapt to all consumer needs. This credit product falls into the category of personal loans and the beneficiary can spend the amount obtained without having to present any expense documentation.
How to apply for a flexible loan? The application for a loan can be submitted online, via the official website of the bank or financial institution. The documentation necessary to allow the consultant to evaluate the creditworthiness of the individual subject must be presented in an attachment. In order to protect the flexible loan, consumers can sign an insurance policy (optional) which aims to protect the repayment capacity of the debtor.
Flexible loans of Bank: what are the advantages?
Thanks to an exclusive agreement signed with Agos , the flexible loans provided by Bank allow credit consumers to request all the sums of money needed to make their purchases and to support small and large expenses. The Auxilia consultants provide customers with a wide range of flexible loans that allow them to benefit from competitive interest rates.
- return the sum obtained in complete tranquility,
- change the repayment plan according to your needs,
- manage the monthly payment in a free way,
- skip an installment and postpone the repayment.